Every chunk in Qdrant. Only approved chunks are eligible for retrieval.
| Content | Source | Status | Lang | Tokens | Citations 30d | Last hit | |
|---|---|---|---|---|---|---|---|
Home loan interest rates for salaried applicants start from 8.50% per annum for tenures of up to 20 years. For loans above ₹50 lakh, the rate may be 8.65% based on the bureau score. | policy-2026.pdf | approved | en | 78 | 187 | 4:34:00 pm | |
Prepayment is allowed without penalty for floating-rate home loans. For fixed-rate loans, a 2% prepayment fee applies on the prepaid principal. | policy-2026.pdf | approved | en | 56 | 42 | 2:42:00 pm | |
Documents required: PAN card, Aadhaar card, last 3 months salary slips, 6 months bank statements, property papers. | faq-home-loan.docx | approved | en | 42 | 92 | 4:02:00 pm | |
May 2026 rate sheet: Salaried 8.50%, Self-Employed 8.75%, NRI 8.85%. Above ₹1cr: +0.15% spread. | rates-may.csv | draft | en | 38 | 0 | — | |
Processing fee waiver promo: 0.5% off processing fees for applications between May 15 and May 31. | rates-may.csv | draft | en | 32 | 0 | — | |
Auto loans cover both new vehicles and used cars up to 8 years old. Maximum loan-to-value: 90% for new, 75% for used. | https://bank.example/products | approved | en | 48 | 28 | 7:30:00 pm | |
Co-applicants: spouse or earning family members can be added to improve eligibility. Co-applicants on the property are mandatory. | faq-home-loan.docx | approved | en | 38 | 18 | 1:30:00 pm | |
होम लोन के लिए सह-आवेदक: पति/पत्नी या परिवार के अन्य कमाने वाले सदस्य पात्रता बेहतर करने के लिए जोड़े जा सकते हैं। | faq-home-loan.docx | draft | hi | 32 | 0 | — |